Start The Conversation
Get connected with your own dedicated mortgage loan officer who will review your options and help you throughout the process.
Applying for a home loan has never been easier. Our digital loan application is secure and safe with 256-bit bank-level-security.
Real approvals in minutes
Secure your home with a real home loan approval by NovaMac.
We know that each customer has unique mortgage lending needs. We strive to match those specific needs with a wide array of home loan programs tailored to meet your individual income and credit needs.
Today's digital home loan technology is providing a convenient and secure environment for the application process. For example, through our website, you can submit a secure, complete on-line, loan application or pre-qualify for a home loan within minutes. You may also evaluate different financing options by using our interactive calculators below. NovaMac Funding is a full-service, multi-state, direct lender. Whether you are buying a home or refinancing your existing home, we can help you use your home's equity to make home improvements, lowering your existing term, purchasing a new home, or save you money when getting you a new lower monthly payment. Apply Now!
Purchase Loan programs:
FHA | VA | USDA | HomePath | Jumbo | Conventional
Whether you are buying a new home or refinancing an existing home we can help!
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline
VA Cash-out | USDA | Conventional | HELOC | HARP | Jumbo
What makes NovaMac Funding unique? We realize that not all home loan applicants are the same. Each and every customer is distinct and unique. You’re not just a credit score. NovaMac helps loan applicants with a diverse spectrum of credit scores, unique income situations, and self-employed borrowers. Our personalized approach is a game changer.
Contact NovaMac Funding today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Robin Thomas is an efficient, thorough, and wonderful loan advisor to have worked with. She made the process of our first mortgage loan seamless. She was patient and got back to us in a timely manner for the plethora of questions we had regarding our loan. She took the time to explain information not even related to her department because she cared and wanted us to be knowledgeable, as well as, included in the process. If you are in search of a loan advisor who offers impeccable and caring services look no further because you have found her. I will be using her again for when I am able to refinance.
– Victoria Thomas & Ivan Borja
I have been working with Maureen Schubert since the mid 90's on my own home loans. After changing from the marketing side of real estate to sales with First Team-Sea Coast Exclusive Properties, it was a perfect fit to refer Maureen to my buyers. It has been amazing working with her with her creative lending opportunities for them! Many of them during the most challenging of markets! She pulls it through and had helped me grow my business with her professionalism! I highly recommend working with her!
– Susan R
I had the pleasure of working with Eric and his team in the San Diego. They went above and beyond my expectations from strategizing prior to starting the loan process, keeping me informed, locking in my rate, and ultimately making our home purchase go as smoothly as possible. Hats off to Eric's team.
– Kathryn B
Amazing group of employees at NovaMac who made our dreams come true!! There were many obstacles that were in the way however they were able to communicate, come up with a plan and help make our dreams of a new home come true!!
– Jerry B
Calculate Your Home Loan
Take a few moments to crunch some numbers. We have easy-to-use calculators so you can